Ocean Mortgage Capital

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… in addition to sourcing the most competitive rates for Conventional, FHA, USDA and VA mortgages, ask us about our Reverse, Bridge and Foreign National Loan Programs – as well as Bank Statement Loans where no tax returns are required …

Michael J. Kanuka, President

Mike Kanuka founded Ocean Mortgage in 2012 after a 20+ year career in real estate lending, investment & management. He is Past President of the Rotary Club of Vero Beach, a Board Trustee of Vero Beach Rotary Charities Foundation, and an active member of the Indian River Chamber of Commerce and Realtors Association of Indian River County. Click on the LinkedIn button below for additional information about "Mortgage Mike":

What People Are Saying

“Always great”

“It is always great working with you, Mike. On to the next deal.”

D.H. (Closing Agent)

Ocean Mortgage Capital

2017-10-25T19:25:46-04:00

“It is always great working with you, Mike. On to the next deal.” D.H. (Closing Agent)

https://www.oceanmortgage.com/testimonials/always-great-working-with-you/

“Thank you for all your hard work”

"Thank you for all your hard work in keeping this deal together and getting it done for us."

R.G. (Real Estate Broker)

Ocean Mortgage Capital

2013-03-14T20:22:00-04:00

"Thank you for all your hard work in keeping this deal together and getting it done for us." R.G. (Real Estate Broker)

https://www.oceanmortgage.com/testimonials/thank-you-for-all-your-hard-work/

“Truly enjoyed working with you”

"We would like to thank you for the business you closed with us and hope you were satisfied with our services provided. We want you to know that we truly enjoy working with you and feel honored to be one of your lenders. We look forward to our continued business relationship for many years to come."

D.H. (Lender)

Ocean Mortgage Capital

2017-10-25T20:25:51-04:00

https://www.oceanmortgage.com/testimonials/truly-enjoyed-working-with-you/

“A trusted advisor”

"Michael... just a great big THANK YOU for all your efforts on our behalf. I know our file was challenging, but you were certainly a great "trusted advisor". Hopefully, we can refer other clients to you or return to you for a different home in the future. Thanks again for everything and hope to see you again."

M.C. (Borrower)

Ocean Mortgage Capital

2017-10-25T20:59:21-04:00

https://www.oceanmortgage.com/testimonials/a-trusted-advisor/

“Job well done”

“Job well done. We bought a house with no money down and no PMI, and we already have equity in our home”

J.M. (Borrower)

Ocean Mortgage Capital

2017-10-25T21:24:49-04:00

“Job well done. We bought a house with no money down and no PMI, and we already have equity in our home” J.M. (Borrower)

https://www.oceanmortgage.com/testimonials/job-well-done/

“So helpful”

“I will remember you for future. You were so helpful”

J.D. (Borrower)

Ocean Mortgage Capital

2017-10-25T21:36:16-04:00

“I will remember you for future. You were so helpful” J.D. (Borrower)

https://www.oceanmortgage.com/testimonials/so-helpful/

“Great job”

“You’ve done a great job! We appreciate it so much!”

D.H. (Lender)

Ocean Mortgage Capital

2017-10-25T21:44:27-04:00

“You’ve done a great job! We appreciate it so much!” D.H. (Lender)

https://www.oceanmortgage.com/testimonials/great-job/

“Quality and honesty”

“I appreciate your business, the quality of your files and your honesty”

B.R. (Lender)

Ocean Mortgage Capital

2017-10-25T21:50:46-04:00

“I appreciate your business, the quality of your files and your honesty” B.R. (Lender)

https://www.oceanmortgage.com/testimonials/quality-and-honesty/

“A satisfied customer”

“We would like to thank you very much for helping us purchase a home. Everything worked out great. Please feel free to use us as a reference as a satisfied customer”

N.B. (Borrower)

Ocean Mortgage Capital

2017-10-25T21:56:15-04:00

“We would like to thank you very much for helping us purchase a home. Everything worked out great. Please feel free to use us as a reference as a satisfied customer” N.B. (Borrower)

https://www.oceanmortgage.com/testimonials/a-satisfied-customer/

“Thank you so much!”

"I still can't believe it! It never would have happened without you in our corner."

S.T. (Borrower)

Ocean Mortgage Capital

2020-02-11T13:43:59-05:00

"I still can't believe it! It never would have happened without you in our corner." S.T. (Borrower)

https://www.oceanmortgage.com/testimonials/thank-you-so-much/

“A true professional!”

"Thank you, Mike! I told J. that, regarding the financing, since it was in your hands, not to worry, as we were in very good shape knowing that you were involved. You are a true professional and we appreciate your efforts so much!"

R.L. (Borrower)

Ocean Mortgage Capital

2020-02-11T14:05:36-05:00

https://www.oceanmortgage.com/testimonials/a-true-professional/

Ocean Mortgage Capital

“Accomplished more”

"We’ve accomplished more in one week with you than the three months working with a lender who took that long . . . and still couldn’t give us answers we needed. Thank you very much – we are so thankful that we found you to help us".

N.L. (Borrower)

Ocean Mortgage Capital

2017-10-25T15:55:41-04:00

https://www.oceanmortgage.com/testimonials/260/

“Always a Pleasure”

“It is always a pleasure doing business with you, Mike. I look forward to working with you again on our next deal”

- T.M. (Lender)

Ocean Mortgage Capital

2013-03-14T20:16:35-04:00

“It is always a pleasure doing business with you, Mike. I look forward to working with you again on our next deal” - T.M. (Lender)

https://www.oceanmortgage.com/testimonials/another-testimonial/

“An absolute pleasure”

"Thank you for the loan, it was an absolute pleasure working with you. Also I received great feedback from the Underwriters the whole way through."

M.D. (Lender)

Ocean Mortgage Capital

2013-03-14T20:21:10-04:00

"Thank you for the loan, it was an absolute pleasure working with you. Also I received great feedback from the Underwriters the whole way through." M.D. (Lender)

https://www.oceanmortgage.com/testimonials/an-absolute-pleasure/

“Smooth deal!”

"Thank you for a smooth Deal!"

V.S. (Real Estate Agent)

Ocean Mortgage Capital

2017-10-25T20:23:24-04:00

"Thank you for a smooth Deal!" V.S. (Real Estate Agent)

https://www.oceanmortgage.com/testimonials/smooth-deal/

“Thorough”

“I figured by your stated credentials that you would be thorough and I was right. Thank you for your promptness in communication”

J.M. (Borrower)

Ocean Mortgage Capital

2017-10-25T21:04:48-04:00

“I figured by your stated credentials that you would be thorough and I was right. Thank you for your promptness in communication” J.M. (Borrower)

https://www.oceanmortgage.com/testimonials/thorough/

“Couldn’t be happier”

“Thank you so much for helping me get my house. I couldn’t be happier”

D.S. (Borrower)

Ocean Mortgage Capital

2017-10-25T21:18:15-04:00

“Thank you so much for helping me get my house. I couldn’t be happier” D.S. (Borrower)

https://www.oceanmortgage.com/testimonials/couldnt-be-happier/

“Diligence and patience”

“The entire loan process was eye-opening! You made it more bearable. Thanks for all you did to expedite matters and keep us on course with your diligence and patience”

B.C. (Borrower)

Ocean Mortgage Capital

2017-10-25T21:34:16-04:00

“The entire loan process was eye-opening! You made it more bearable. Thanks for all you did to expedite matters and keep us on course with your diligence and patience” B.C. (Borrower)

https://www.oceanmortgage.com/testimonials/diligence-and-patience/

“Great to work with”

“Thanks for all your hard work, patience and kindness. You were great to work with!”

R.C. (Borrower)

Ocean Mortgage Capital

2017-10-25T21:41:30-04:00

“Thanks for all your hard work, patience and kindness. You were great to work with!” R.C. (Borrower)

https://www.oceanmortgage.com/testimonials/great-to-work-with/

“Dedication and finesse”

"Thank you so much for your dedication and finesse to help my clients finally get to the closing table."

M.G. (Real Estate Agent)

Ocean Mortgage Capital

2017-10-25T21:46:13-04:00

"Thank you so much for your dedication and finesse to help my clients finally get to the closing table." M.G. (Real Estate Agent)

https://www.oceanmortgage.com/testimonials/dedication-and-finesse/

“Thanks so much!”

"We are so indebted to you for all the hard work you did in getting us into our home! Thanks so much!"

J.C. (Borrower)

Ocean Mortgage Capital

2017-10-25T21:52:50-04:00

"We are so indebted to you for all the hard work you did in getting us into our home! Thanks so much!" J.C. (Borrower)

https://www.oceanmortgage.com/testimonials/thanks-so-much/

“The absolute best!”

"Michael by far was the most important person on my house buying team! He kept me updated on almost a daily basis for the whole 3 month process! He truly fought for me when it came to the sellers and the loan company. You wont be disappointed if you choose Michael!"

B.O. (Borrower)

Ocean Mortgage Capital

2017-10-28T20:17:20-04:00

https://www.oceanmortgage.com/testimonials/the-absolute-best/

“Thank you, again!”

"Your dedication to detail is amazing and very much appreciated (and admired)!"

S.T. (Borrower)

Ocean Mortgage Capital

2020-02-11T13:34:17-05:00

"Your dedication to detail is amazing and very much appreciated (and admired)!" S.T. (Borrower)

https://www.oceanmortgage.com/testimonials/thank-you-again/

“The ultimate professional!”

"Mike, you are the ultimate professional in this business!"

C.A. (Lender)

Ocean Mortgage Capital

2020-02-11T13:52:07-05:00

"Mike, you are the ultimate professional in this business!" C.A. (Lender)

https://www.oceanmortgage.com/testimonials/the-ultimate-professional/

“Stellar!”

"This was my first home purchase and my experience with Michael Kanuka was stellar. He went well over and beyond his job description to ensure that I was properly educated before making a decision which was extremely helpful. As a result of the excellent customer service I received working with Ocean Mortgage I referred my best friend and his wife who were also first time home purchasers and they had a great experience as well!!."

J.P. (Borrower)

Ocean Mortgage Capital

2020-02-11T13:59:42-05:00

https://www.oceanmortgage.com/testimonials/stellar/

“The Best!”

"As a first-time home buyer, I had only a vague idea about the mortgage process. I went to Mike for help and he walked me through the whole process, turning something complex into something simple. He was always available, day or night and would call me to check in! When taking a big step in life, you want the best people helping you and Mike was certainly that.."

D.J. (Borrower)

Ocean Mortgage Capital

2020-02-11T14:02:30-05:00

https://www.oceanmortgage.com/testimonials/the-best/

Ocean Mortgage Capital