Let us shop among many local and national mortgage lenders.
We do all the legwork and negotiate for you.
You get the best possible home mortgage rate and terms, and you don't need to come out of pocket at closing to pay our fee.
Why Use a Mortgage Broker?
Select each "reason" below for more information.
- Discounted Interest Rates
- No Building or Rental Costs
- Lender Credit
- Multiple Products
- Expediency & Technology
- Initial Consultation
- Ongoing Advice
Mortgage Brokers use wholesale lenders who have far less overhead than retail and community banks (they do not have to hire loan originators because Mortgage Brokers bring them mortgage business and do all the legwork).
Large retail and community banks own or lease corner branch offices, whereas mortgage lenders used by Mortgage Brokers do not – which means more savings passed on to you.
Mortgage Brokers can arrange for you to receive a credit at closing based on the interest rate you select, which can be applied to your fees, closing costs and reserves.
Mortgage Brokers use lenders who only provide mortgages – and therefore are truly the most active mortgage experts.
Working with the best lenders in the industry means you have access to all of the best, most suitable mortgage products.
Mortgage Brokers use lenders equipped with the latest technology – having the most automated, efficient, on-time closing systems.
With nationwide lender relationships, Mortgage Brokers are not tied to one lender (whereas if you approach a community lender who turns you down at the last minute, you will need to start the whole process all over again).
Mortgage Brokers can recommend other lenders, whereas community banks are incentivized to keep the business in-house and cross-sell their other banking products.
Mortgage Brokers do not close their doors at 4:30 PM, and they are available when you need them the most – including evenings and weekends at a meeting place of your choice.
Mortgage Brokers help you formulate your strategy to present you in the best possible light (it may be too late once you go see a lender).
You can call your Mortgage Broker anytime – before, during, and after loan closing.
Mortgage Brokers negotiate hard, and directly on your behalf with all decision makers including the underwriter who approves your loan (because they only get paid if your loan closes).